Budget and tracker spreadsheets · Ink and Index
A budget with as few steps as possible. Savings come out first, you type one number a day and the Today tab shows what is fine to spend.
$5.99 on Etsy · instant download · sold by Ink and Index
A record-keeping tool. It is not a medical product and not a treatment for ADHD or any other condition.
The ADHD-Friendly Budget Spreadsheet is a budget with as few steps as possible. Money goes into three buckets: Bills (fixed costs you pay on a date), Everyday (food, transport, small essentials) and Fun (treats, eating out, hobbies). Savings come out first. Each day you type one number, and the Today tab shows what is fine to spend. It has gentle wording, no streaks to lose and no red alarms, and it works in Excel and Google Sheets. It is not a medical product and not a treatment.
- Three buckets and one number a day, with a Today tab that shows what is fine to spend
- Missed days are fine: every total is a plain sum, so a gap never breaks anything
- No streaks and no red alarms: over for the month shows how far over and starts fresh next month
- 3
- buckets: Bills, Everyday, Fun
- 1
- number to type each day
- 12
- bills in the setup
- 366
- day rows in the log
Why Most Budgets Ask for Too Much
A budget with forty categories asks for attention every time you spend. This one asks for a single number a day.
- Forty categories mean forty small decisions every time you spend.
- You miss three days and the sheet feels ruined.
- A red cell turns a small overspend into a scolding.
- You never know what is fine to spend today, only what you spent.
- Bills sit in a separate place and you forget which ones are paid.
Six Parts of the ADHD Budget
Pick a part to see it. You type the numbers, and the workbook works out what is left and what is fine to spend.
Part 1 of 6 · the Today tab
What is fine to spend?
- For Everyday and Fun: the budget, what you have spent and what is left
- Days left and a fine amount to spend per day from now
- A status: On track, A bit ahead (ease off) or Over for the month
Part 2 of 6 · the Log
One number a day
- One row for every day of the year, with today highlighted
- Type what you spent on Everyday. Fun and a note are optional
- Add missed days later
Part 3 of 6 · the Bills tab
Tick them off
- A grid of your bills by month
- Choose Paid when a bill is paid
- Savings has its own line
Part 4 of 6 · the Year tab
All twelve months
- Budget, spent and left for Everyday and Fun
- Two charts
- Every month side by side
Part 5 of 6 · the Setup tab
Set it up in a few cells
- Your monthly take-home income
- Up to 12 bills with an amount and a due day
- The savings to move each month and the share of the leftover for Everyday
Part 6 of 6 · what each one holds
Two spending buckets
- Everyday: food, transport, small essentials
- Fun: treats, eating out, hobbies, with the rest of the leftover
- Each bucket has its own budget, spent and left
$5.99 on Etsy · instant download · sold by Ink and Index
Read the guide first
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How to Use the ADHD Budget in Five Steps
Setup takes a few cells. After that the daily job is one number.
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Type your take-home income
On Setup, enter what you take home each month.
-
Add your bills and savings
List up to 12 bills with an amount and a due day, then the savings you want to move each month.
-
Choose the Everyday share
Decide what share of the leftover goes to Everyday. Fun gets the rest.
-
Type one number a day
On the Log, enter what you spent on Everyday. Fun and a note are optional.
-
Glance at Today
Read what is fine to spend and the status. Tick bills as Paid when they are.
What Is Inside the ADHD Budget Spreadsheet
- Setup
- Monthly take-home income, up to 12 bills with a due day, the savings to move each month and the share of the leftover for Everyday. Fun gets the rest.
- A Log
- One row for every day of the year, with today highlighted, for what you spent on Everyday, with Fun and a note optional.
- A Today tab
- For Everyday and Fun: the budget, what you have spent, what is left, the days left and a fine amount to spend per day from now.
- A Bills tab
- A grid of bills by month with a Paid choice, plus a line for savings.
- A Year tab
- All twelve months side by side with two charts.
- Built to be forgiving
- Missed days are fine, there are no streaks, and being over for the month starts fresh the next one.
ADHD budget or annual budget?
| Compare | ADHD Budget | Annual Budget |
|---|---|---|
| You enter | One number a day | Every income and expense |
| Categories | Three buckets | Up to 30 categories |
| Best view | A Today tab | Planned against actual by month |
| Page | You are here | Annual Budget |
Where to buy, and what each store sells
| Store | Price | Includes | Buy |
|---|---|---|---|
| Etsy | $5.99 | Blank and example-filled .xlsx workbooks and a 4-page guide for Excel and Google Sheets | Buy on Etsy |
Prices checked 23 October 2026. Each store shows its own refund terms at checkout.
Fewer Steps, Gentler Wording
The workbook is built with fewer steps and gentle wording in mind. Every total is a plain sum, so a missed day never breaks anything. The count of days logged is for you, not a score, and there are no streaks to lose.
It is a record-keeping tool. It is not a medical product and not a treatment for ADHD or any other condition, and it is not financial or medical advice. There is no bank connection, no automatic import, no reminders or notifications, no macros and no debt payoff plan.
AI tools were used to help write the wording and the code that builds the workbook, the guide, the pictures and the video. The workbook's results were checked against an independent calculation of the example data. Personal use. Please do not resell, share or upload the files.
What You Download
Three files: a blank workbook, an example-filled workbook with invented spending from 1 January to 18 March 2027 and a 4-page read-me guide. One year at a time: 366 day rows and 12 bills.
- 3
- files
- 366
- day rows
- 1
- Today tab
It uses ordinary formulas and no macros.
ADHD Budget Spreadsheet: Frequently Asked Questions
What is the ADHD-friendly budget spreadsheet?
A budget with as few steps as possible. Your money goes into three buckets: Bills, Everyday and Fun. Savings come out first. Each day you type one number, and the Today tab shows what is fine to spend.
Is it a treatment for ADHD?
No. It is a record-keeping tool built with fewer steps and gentle wording in mind. It is not a medical product and not a treatment for ADHD or any other condition.
What happens if I miss days?
Nothing breaks. Add them later. Every total is a plain sum, so a gap never breaks anything.
Does it have streaks or alerts?
No streaks and no red alarms. If you are over for the month it shows how far over and starts fresh next month.
Does it work in Google Sheets?
It uses ordinary formulas and no macros, so it runs in Excel and in Google Sheets. In Google Sheets, use the link in the PDF guide to make your own copy, or upload the .xlsx to Google Drive, open it and choose File, Save as Google Sheets. Formulas, dropdowns and colors usually carry across, but chart styling can change a little, so check the main tabs after you import.
What are the limits?
One year at a time: 366 day rows and 12 bills.
What do I get when I buy it?
Three files: a blank workbook, an example workbook with invented spending and a 4-page guide.
How much does it cost, and where can I buy it?
As of 23 October 2026 it costs $5.99 on Etsy. The table above shows what the store sells.
More questions
Does it connect to my bank?
No. There is no bank connection, no automatic import and no reminders or notifications.
How is it different from the annual budget?
The annual budget tracks every transaction by category. This one asks for one number a day.
Is it financial advice?
No. It is a record-keeping tool, not financial advice and not medical advice.
Was AI used to make it?
AI tools were used to help write the wording and the code that builds the workbook, the guide, the pictures and the video. The workbook's results were checked against an independent calculation of the example data.
Can I share the files?
Personal use. Please do not resell, share or upload the files.
What if a file will not open?
Email the address on the contact page. If a file will not open or is not what the listing describes, it gets fixed or replaced.
Make Budgeting Smaller
Fill in Setup, type one number a day and glance at Today. The spreadsheet is an instant download. For a full record of every transaction, see the Annual Budget Spreadsheet.
$5.99 on Etsy · instant download · sold by Ink and Index
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